YOUR WORK has taken over your life, you are suffering from stress and sick of running to stay in the same place. Solution? Exchange cash for qualitative time. If you feel bored, frustrated and trapped in your job, you are a likely candidate for not just a job change but a 'downshift'. This trend started from the US, where it is practised by ten per cent of the working population, is arriving in other countries . A better word for downshifting would be reequilibrating, suggests Judy Jones, co-author of Getting A Life. To have a Happier, Simpler Living, leading to a simpler life - Trade part of your income for more time is about redefining yourself and your idea of success. But how do you achieve one aspect of the downshift's dream - financial independence? First, try living on less money. Do keep some money to keep the footmill turning. All your have to be paid bills for example . Make a third of your income to be spent on work-related activities like ...